Opportunity Viability Assessment Agent

Opportunity Details

Opportunity ID: OPP-2025-0091
Opportunity Name: Next-Gen Digital Banking Suite
Client Industry: Financial Services
Estimated Project Value (USD): 7,200,000
Expected Duration (Months): 12
Geographical Scope: North America & Europe
Strategic Priority Level: High
Submission Date: 2025-08-14


Client Meeting Transcript — Orion Capital Bank
Date: August 10, 2025

Participants:  

John McAllister — Chief Technology Officer, Orion Capital Bank  
Sarah Patel — VP of Digital Transformation, Orion Capital Bank  
David Chen — COO, Orion Capital Bank  
Elena Roberts — Head of Enterprise Delivery, ZBrain Solutions  
Marcus Hill — CTO, ZBrain Solutions  


John McAllister (Orion CTO):

We’re looking for a partner to help us build a next-generation digital banking suite. The market is moving fast — mobile-first, AI-enabled, and hyper-personalized experiences are now table stakes. We want to be ahead of that curve.  
Sarah Patel (Orion VP):

Exactly. Customers expect 24/7, frictionless access to their accounts, faster payments, predictive insights, and absolute trust in data security. Our existing platform is dated, difficult to scale, and not flexible enough to integrate emerging technologies.  
David Chen (Orion COO):

From an operational standpoint, we need the new platform to roll out in 12 months for core functionality. Beyond that, we can expand features incrementally. We’ll need global compliance — US regulations, EU GDPR, PSD2 — and seamless integration with SWIFT and SEPA.  
Elena Roberts (ZBrain Head of Delivery):

Understood. In terms of scope, will this include AI-driven fraud detection, predictive analytics for customer behavior, and advanced authentication methods?  
Sarah Patel:

Yes — all of that. Fraud detection is a must-have from day one. Predictive analytics can come in phase two if necessary, but authentication needs to be best-in-class from launch.  
Marcus Hill (ZBrain CTO):

Can you clarify your current system dependencies? Are we working with any legacy core banking systems, or is this a complete greenfield project?  
John McAllister:

We have a legacy core that we’re keeping for now. We’ll need robust APIs to integrate with it. Also, we have some in-house services — KYC, AML — that we want to reuse.  
David Chen:

And just to flag — the project must maintain a 99.99% uptime SLA. Also, the customer service function needs to be multilingual, as we serve clients across Europe and parts of North America.  
Sarah Patel:

On the infrastructure side, we’re open to cloud deployment. AWS is preferred because we already have compliance programs in place, but Azure is possible if there’s a strategic reason.  
Elena Roberts:

Got it. Any concerns about internal resource capacity from your side?  
David Chen:

We’ll have a small in-house project management team, but most of the heavy lifting will be on your side.  
Marcus Hill:

Thanks, that’s clear. We’ll run this through our Opportunity Viability Analyzer, which will take these high-level details, generate a full technical and operational requirement set, compare it against our current capabilities, and then give a viability score and recommendation.  
John McAllister:

Perfect. We need that assessment before we take this to our board.